How I Paid Off My Student Loan Debt Four Years Early

Screenshot of How I Paid Off My Student Loan Debt Four Years Early | My Realistic Strategy | Frolic & Courage.

Here are my actual, realistic tips and advice for how I paid off my student loan debt four years early! In this blog, I’m talking about how I paid off my student loans early and fast, tips for how to save money, and advice for tackling student debt using the Dave Ramsey’s debt snowball method to pay off student loans.

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What I Would Buy My First Time Grocery Shopping

Photo of fresh produce displayed next to price signage at a grocery store.

Grocery shopping from scratch and starting off from nothing with your food budget? In this blog, I share what I would buy my first time grocery shopping.

I’ve moved quite a few times in my life so I know what it’s like trying to figure out what to buy and making a first time grocery shopping list for a new apartment.

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Are Vision Boards a Waste of Time?

Photo of me looking out of a large, oval-shaped cruise window into the sea.

I mean, seriously. Are vision boards, those grade-school arts-n-crafts poster boards featuring your life’s “vision” using magazine cut-outs,  a complete waste of time? I’ve always thought so, but this year my mind is starting to shift.
Why the shift in thought this year, you ask? Well, I’ve started to look at this exercise for what it is,

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Our First Year of Marriage

They say, “the first year of marriage is the hardest.” To be honest, I’m not really sure who “they” are, why “they” are qualified to give me advice, or why “they” should be any concern of mine. My first 51 days and first year of marriage was (and is) pretty awesome!
Why do I have a different opinion?

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Tips for Grocery Shopping on the Dave Ramsey Plan

Photo of a receipt on top of a basket of grocery items. Frolic & Courage.

I’m a class of 2014 graduate of Dave Ramsey’s Financial Peace University (FPU) and one thing I know how to do really well is make my dollars stretch when it comes to food, hence these tips for grocery shopping on the Dave Ramsey plan were born!
I’ll be up front with you — no, I’m not starving myself and no,

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7 Games (Office Shenanigans) to Play With Your Cube Mate

An orange duck pencil topper sits in front of various office supplies.

I work full-time like most college graduating older millennials in the workforce. I sit in a cubicle in an office building at the top floor, in a major city with a stellar view of other, taller, more glamorous office buildings next to a sea of coworkers. While it’s great to take a fabulous vacation to get away once in a while the truth is I have bills *cough* student loans *cough* to pay.

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What It’s Like to Live Without Cable TV

Photograph of multiples cables connecting to electronics.

Hi. I’m a millennial and I don’t have cable. Whew! That feels good to admit. Sure, it’s not all glamor and sunshine, but I’ve learned to live without it for over six years. Living this kind of cable-free lifestyle has its own set of pros and cons. If you’re thinking about cutting your cable subscription, take a look at my journey to help decide if it’s the right choice for you.

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The Making of “Me Mondays”

Feet crossed on a chair in a park. A sandwich rests in the foreground.

When you’re angry, tired, and stressed out something needs to change. Immediately.
That was me just about every day. I woke up feeling like I didn’t get enough sleep and there were too few hours in the day to get what I needed done. At work it felt like everybody needed something from me. Emails, phone calls,

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